Is Dillards Credit Card Easy to Get

Highlights
Community Rating Strongly recommended
Purchase APR  (Variable APR) 24.99%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 650 - 850
Annual Fee $0
Number of Reviews 13

Dillard's Credit Card Review

This is a store credit card issued by Wells Fargo Bank. If you're wondering whether Dillards credit card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers.
  • High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 24.99%
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Dillards credit card

The Good The Bad
  • 0% APR balance transfer intro rate on balance transfers .
  • No balance transfer fee .
  • No annual fee.
  • Dillard's Credit Card reports to multiple credit bureaus.
  • Higher than average purchase APRs.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Does not include many credit card benefits.

Dillards credit card FAQ

Does Dillards credit card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Dillards credit card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Cell Phone Protection
  • Reports to major credit bureaus

What are the relevant APRs for Dillards credit card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.

Dillard's Credit Card has a variable purchase APR of 24.99%.

Does Dillards credit card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0%

Dillard's Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0%

Does Dillards credit card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Dillards credit card?

The following fees apply:

Dillards credit card Fees
Fees Amount
Annual Fee $0
Late Payment Fee up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

What is the support contact email for Dillards credit card?

The support contact email for Dillards credit card is corporateresponsibility@wellsfargo.com.

What is the Dillards credit card login page?

You can access the Dillards credit card login page here.

How do people rate the customer service and user experience of Dillards credit card?

Overall, Dillards credit card is strongly recommended based on community reviews that rate customer service and user experience.

Does Dillard's Credit Card report your account activity to credit bureaus?

Yes, Dillard's Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Dillards credit card

  • Visit the Dillards credit card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Message From Wells Fargo Bank

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Source: https://www.supermoney.com/reviews/personal-credit-cards/dillards-credit-card

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